What does your credit score need to be for the chase sapphire preferred card.
Chase sapphire preferred card credit score needed.
For the 6 of cardholders below 600 and perhaps even the 11 below 650 it s likely their scores took a hit sometime after having already been approved for the card.
This graph shows the credit scores of credit karma members who carry the chase sapphire preferred card.
Just because that s the average doesn t mean that you must have a credit score that high.
You usually need an excellent credit score.
Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card.
So while the average score for approvals is good to very good perfect credit history isn t necessary.
The average credit score of people who were approved for the chase sapphire preferred is 740 which sits squarely in the excellent rating category.
While there is no set score needed we recommend you have a credit score of at least 700 a clean 2 years of credit history and an income of at least 30 000 per year.
As you can see the majority have a score above 750.
But sometimes even that won t guarantee an approval.
According to credit karma the chase sapphire preferred s average required score is 736.