I crunched the numbers for my typical spending habits and decided i would manage to break even with the 95 annual fee so why not.
Chase sapphire preferred card reddit.
Sapphire preferred credit cards are issued by jpmorgan chase bank n a.
Chase bank account holder for 7 years checking and savings about 11k total.
A sign up bonus of 80 000 points worth 1 000 in travel rewards after you spend 4 000 on purchases in the first three months from account opening.
The csp earns as you noted 1 point per dollar spent on every day purchases edp and 2 points on dining as well as a very broad travel category.
The chase sapphire preferred card is a popular travel rewards card and for good reason.
On sapphire sundays brunch chase sapphire reserve cardmembers.
After doing some research i decided to get the chase sapphire preferred card.
The chase sapphire preferred card now has an 80 000 point sign up bonus.
3x points with reserve plus a 300 annual travel credit and 2x points with preferred.
New cardholders can earn the bonus by spending at least.
Here s some credit card news that just about no one saw coming.
Your chase sapphire preferred account must be open and not in default to maintain subscription benefits.
Featuring 2 points per dollar on all travel and dining purchases it earns valuable points that can be transferred to 13 airline partners and hotel partners or redeemed directly for travel at a rate of 1 25 cents per point through chase ultimate rewards.
Accounts subject to credit approval.
I see the chase sapphire preferred csp as a niche middle ground between the better cash back cards and the chase sapphire reserve csp or american express platinum.
It offers bonus rewards for travel and dining with options for redeeming points at an outsized value.
The chase sapphire preferred card is one of the best known travel rewards credit cards.
Sapphire is our premier credit card for travel and dining.
Chase sapphire preferred card overview.
The difference between the preferred and reserve are not too much.
Restrictions and limitations apply.
Technically 6 24 but last one was amex prg last month that hasn t hit cc report yet so maybe 5 24.
If anything can get the reserve for a year explore in the priority lounges at the airports get global entry valid for 5 years and then downgrade the card to another chase card.
You can only access the benefits available with your current credit card.