Featuring 2 points per dollar on all travel and dining purchases it earns valuable points that can be transferred to 13 airline partners and hotel partners or redeemed directly for travel at a rate of 1 25 cents per point through chase ultimate rewards. I crunched the numbers for my typical spending habits and decided i would manage to break even with the 95 annual fee so why not. It gets an extended 1 year insurance on all electronics appliance purchases and has basic insurance for traveling and car rental for free.
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